Finance

WEALTH IF YOU WANT IT is an e-book that deals with how to improve your wealth, your financial independence and your quality of life.

Few people formally plan much in their lives. Usually, that shows they don’t know where they are going. Living life without a plan is analogous to sitting in a drifting boat. You know the direction of the drift, but not the ultimate destination. Words: 1802

If you are unwilling to save, save some time by ignoring this book. Stop reading right here! Savings are an absolute prerequisite for wealth creation. Without savings, there can be no wealth. Read that sentence a few times. It is an immutable fact. Words: 800

Understanding the creation of wealth is easier than achieving it. Achieving it also requires commitment, behavioral change, and sacrifice. If you are interested in success, regardless of how you define it, take charge of your life. Planning is essential. Happiness, regardless of what that implies, requires commitment and planning. Do not depend on luck! Do not think that you may win the lottery. Words: 1362

To help make sure your retirement income covers your needs and lasts for a lifetime, you need a custom plan. The 4% rule of thumb is a handy starting point, but it’s too general. Get specific to find your very own retirement number.

There are plenty of ways to cut your car insurance premium, including these 9 tried-and-true methods.

Planning for retirement can be a daunting task. How much money will you need? What will your retirement spending look like? In this graphic from we show the expected annual retirement spending of Americans.

A road map to wealth is a timeline of dollars expected along the way and this chapter explains how to do so. Words: 1593

A financial advisor can realize enhanced returns for you over the years and make you feel more at ease about their finances, but only 29% of Americans work with a financial advisor. Research shows that an advisor-managed portfolio [outperforms a self-managed portfolio realizing an 8% annualized growth over a 25-year period, on average, compared to 5% from a self-managed portfolio. bBelow are 6 ways to go about choosing the right one for YOU!

I’m turning 40 this month, which got me thinking: why not share how to make the most of your 30s so below are 30 hard-learned money and life lessons for you to review and hopefully implement.