Savings statistics in the U.S. are terrible...because, [while] saving money is simple, prioritizing is hard. It’s very easy to...cut back on lattes to save money, but those little things...are not going to make a big dent in your budget. To truly save money you have to focus on the big picture issues, including things like transportation and...how new the car is that you own. Let me explain why that is the case.]

We are bombarded by a cacophony of poorly thought out and poorly written and presented economic, financial and investment "information" every day of our extremely busy and complicated lives. No wonder we miss some great articles in the process. Don't worry, though, because we have the time and resources to do it for you. Below are several articles from this week that you probably missed which are well worth your attention. Enjoy.

One of the great myths about investing that we’re told by the mainstream investment education is that we should “buy and hold” for the long term [but, as this article will explain,] it’s time to move on from the mainstream. There’s too much technology and too many global options now to be lulled into conventional investments that are born to lose.

Should we be concerned when tepid economic growth and low inflation are accompanied by increasing public and private debt? Are we borrowing just to stay alive? [As I see it,] national governments will increase national debt loads in order to stay in power until one or more of them default. Then their will be financial panic which will most certainly be deflationary. Here's why.

There exists in the Congress, in the Obama administration, in the media and on Wall Street, a national belief that America can print paper money and grow its economy as its route map out of debt. With annual GDP growth expectations of 2% to 3% over the next several years, this is a completely false hope!

There is a potential for gold to be forming a bottom, based on the explanation provided on the chart below, but there are a few steps that must be met before anyone can say, “The bottom is in.” If these simple but important steps are not met, then there is the likelihood that yet another low can occur.

These days anything with a sustained gain is called a bubble that’s just about to burst so what’s an investor to do?

Martin Armstrong provides a remarkable explanation of what is going on right now with the U.S. dollar, bond yields and the current price of gold. It would be well worth your time to read and reflect on what he has to say.

War is as much a policy response to economic malaise as it is a political response to a threatening foreign power so don’t be surprised then if war rhetoric finds its way back into the headlines in 2015.

We are heading for a derivatives crisis unlike anything that we have ever seen. It is going to make the financial meltdown of 2008 look like a walk in the park.