People are living longer. The double-edged sword version is that people have a much longer time horizon to plan for financially, which could make things tricky for those who aren’t thoughtful about the potential ramifications.
Read More »Bots, Chips, and Selfies: How Safe Are the New Ways to Pay?
From selfie-payments to Facebook Messenger bots, there is now a long list of unusual ways that you can pay the water bill or complete your grocery run for the week. But how safe are these new ways to pay? Let's take a closer look at how some of these new payment methods work, and what you can do to make them even safer.
Read More »Consider Diversifying Your Portfolio By Investing In Japan – Here’s Why (+2K Views)
Most investors do not have sufficient exposure to equities outside the United States in their portfolios (a phenomenon known as home country bias), even though investing internationally is another way of introducing diversification in a portfolio. Investors interested in looking abroad may wish to look to the Far East – specifically, Japan.
Read More »History Strongly Suggests Tax Cuts Would Revive GDP & Fuel Market Gains (+2K Views)
...According to Bloomberg ("White House: Cohn-Led Tax Plan is Real and it's Phenomenal," February 10, 2017), Trump's tax plan, to be released in two or three weeks, will be "the most comprehensive business and individual tax overhaul since 1986." That's saying something, since the landmark 1986 tax bill cut many deductions and reduced the top rate to 28% for the rich, 15% for the middle class, and 0% for the poor.
Read More »Struggling Financially? Consider Moving To A City With A Lower Cost Of Housing
Finances aren’t everything in life but if you’re struggling to get ahead financially it makes sense to consider the cost of living where you decide to put down roots.
Read More »A Look At “Safe” Investments: Just How Safe Are They? (+2K Views)
Is there such a thing as a truly "safe" investment? The short answer is that no investment is 100% safe, but there are certainly some investments that are better than others at protecting your hard-earned savings. Let's examine some of the most common "safe" investments and learn how good they actually are at shielding you from financial losses.
Read More »What Financial Advisors (and Investors Too) Need To Understand About Asset Allocation (+2K Views)
You also have to remember that we always live in uncertain times. Asset allocation is how you manage your money without knowing what the future holds. Asset allocation is for long-term people. Here's a financial advisor’s guide to asset allocation:
Read More »The Most Common Reasons Why People Don’t Feel Ready For Retirement (+2K Views)
While work can provide routine and stability, as the years go by it can also grow to feel burdensome and stale. When to retire is a very personal question, linked to lifestyle and finances. Here are a few of the common reasons people feel they're not ready for retirement.
Read More »Get Cash For Your Smartphone Photos From These 3 Sites
If you love taking photos and have a great eye, you can turn your artistic vision into cash, right from your iPhone or Android phone. These three sites will pay cash for your smartphone photos. Here's how to get started.
Read More »Alternative Investments: Are They For You?
Back in 2007, 65% of American adults reported investing in stocks yet in 2016, only 52% said they had money invested in equities so, where is all the money going? While there are no clear answers to this question, there are alternatives to the stock market which might be palatable to certain investors. We'll explore these asset classes and ways in which even average investors might take advantage of their opportunities.
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