The next time the stock market has a large decline, examine your emotions. Are you exuberant or despondent? The answer will tell you if you are an investor or merely a speculator.

Beneath the surface signals of an eternally rising stock market and expanding GDP, we all sense something is deeply, systemically wrong with the U.S. economy. These nine structural dynamics generate secondary dynamics, all of which are toxic to social mobility, sustainable prosperity, accountability, and democracy:

During the longest bull market in modern history, the S&P 500 surged a whopping 418% over the 9.5 years between November 1990 and March 2000 but, in mere months, this famed bull market may lose its title as the “longest” in the modern era because, according to data and analysis from LDL Research, the current bull market will take over the claim to fame in late August 2018. In today’s chart, we show every bull market since WWII, including the top six which are covered in more detail.

Albert Einstein once said that compound interest is the eighth wonder of the world yet, sadly, many people do not fully understand the power behind it. If they did, they might make smarter financial choices and see their finances improve almost immediately. In this post, I’ll walk you through the basics of compound interest and show you why you need to start taking advantage of its amazing power.

It seems that in order to live the American dream, you need to be super rich or gave a great credit score. Most people have ups and downs with their finances over their lives, however, and this can lead to a less-than-perfect credit score that can be difficult to fix. Many people speculate, though, that the way our credit is scored might be changing in the future so to be able to stay ahead of the credit game, we need to learn what the changes are going to be and how to keep up. Below are a few of the top predictions that most are making and how they can affect most people’s credit scores in their files.

There are a number of factors that can influence how much your pint of beer will cost. Cost of living is certainly a primary factor, but taxes, availability, type of establishment, type of beer (craft beer vs macro brew), and local tastes are also a factor. Analysts at Deutsche Bank recently gathered critical data on how much a pint of beer costs in various major cities around the world.

The USD Index just made its first “Golden Cross” in more than 1 year which is a short-medium term bullish sign for the USD...Historically when that has happened the USD usually continued to go higher in the next 2-3 months.

People should be careful when applying the word “fiat” to currency/money. The word is routinely used to mean irredeemable or non-physical, but that’s not what it actually means.

We are now on the eve of an economic crisis of unfathomable proportions due to an insoluble debt problem. Holding precious metals will be invaluable insurance to survive this crisis financially.

We have been following silver’s performance closely and anticipating a strong move in silver price for a while now. As we write this article, the silver price is still trading within the range on its 35 year silver chart, and we believe the resolution of the long term triangle pattern will be resolved very soon. Summer 2018 will set the tone for silver and gold price for the rest of 2018 and possibly early 2019. Here's why.