Thursday , 28 March 2024

Personal Finance

Save Time & Stay Informed: Read These Financial Article Summaries

We all live extremely busy lives and often fail to keep up with the most informative articles posted on the internet. Below are links, with introductory paragraphs, to 20 very informative articles as posted on www.FinancialArticleSummariesToday.com (an associate site). The articles are related to Investing (gold/silver, the stock market, crude oil), the Economy (global/US, unemployment, debt and the money system) and Personal Finance (retirement, extra income and employment opportunities). You’re busy so just click on the title of the articles of interest to read them in their entirety.

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Valentine's Day: Will You Spend More – or Less – Than the Average American?

This year, the average person celebrating Valentine's Day is expected to spend $126.03 (women $85.76; men $168.74; spouses $74.12) or 8.5% more than last year, according to the National Retail Federation's 2012 Valentine's Day Consumer Intentions and Actions Survey. This total, which is 8.5% more than last year, is the highest in the survey's 10 year history. Read on for more on this year's Valentine's Day spending patterns and to learn just where you place amongst your peers.

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American Grads: Here’s a Great Guide to Personal Finance

Graduating from college can be an exciting and stressful time. Suddenly you need to find a job, replay loans and make solid financial decisions. Fortunately, you don't need to be unprepared. Below are some budgeting basics to keep your spending under control, some suggestions on how to set financial goals and a list of the top 10 American cities for starting out.

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Move Over Visa, Mastercard and PayPal! Here Comes a Better Alternative – Dwolla (+2K Views)

Imagine that you could pay for a service online without accruing a mountain of fees. Imagine being a retailer and having the ability to take your customer’s money – and keep all of it. Sounds impossible, doesn’t it? Well, now it’s not. Introducing Dwolla [- a better alternative to credit cards and Pay Pal for everyone involved, except the banks. Let me explain.] Words: 615

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10 Index ETFs for Building an Ideal Retirement Oriented Portfolio (+2K Views)

Constructing a portfolio for the retirement years requires one to focus on portfolio risk or uncertainty while not neglecting return. If the portfolio asset allocation plan is too conservative, the return will not meet lifestyle expectations. Inflation is again on the rise and this needs to be taken into consideration when putting together a retirement oriented portfolio. Below is a combination of index ETFs that project respectable returns while holding down portfolio volatility. Words: 455

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75% of Americans are in Deep _ _ _t! (+2K Views)

Rising education and medical costs, on-going credit card interest payments, well used personal lines of credit and large mortgage debt and home equity loans - most a penchant for living beyond their means - is keeping 75% of American households in some degree of debt. Take a look and then pass it on to your friends, neighbors and co-workers.

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AARP Survey: Golden Years Appear Grim to Aspiring Retirees (+2K Views)

An AARP survey of over 5,000 American workers aged 50 or older has confirmed...that the Great Recession has radically changed the financial situation for many aspiring retirees and that the outlook for their golden years now looks grim. It seems that counting on their home equity to finance a life of leisure didn’t exactly work out as planned. [Let's review the survey's findings.] Words: 400

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